Privacy Policy

“Personal Information” is defined as information that identifies you as an individual, including your name, your mailing address, your phone number, and your email address. We do not sell, trade, or share your personal information to anyone in any way, unless you request us to do so. We may use your personal information to:

• Connect you with insurance providers that you’ve asked to be connected with.
• Respond to your emails, phone calls, or requests for more information, such as our newsletter.
• Inform you of changes to our Site, including adjustments to our terms, conditions, and privacy policy.
• Ask your opinion about the site and its content and usability via an occasional survey.
• Personalize your insurance-pay.com experience with content or other information we feel may be helpful or interesting to you.
• Allow you to share insurance-pay.com content and information with a friend or on social media through the Site.
• Improve customer experience through data analysis and trend identification.
• Complete and fulfill any purchase you make through the Site, and to maximize customer service throughout the entire process.

Disclosure of Personal Information

Your Personal Information may be disclosed:

• To our affiliates for the reasons described in this Privacy Policy. insurance-pay.com is responsible for the management of the jointly-used Personal Information.
• To our third party service providers who provide services such as contact information verification, payment processing, order fulfillment, customer service, website hosting, data analysis, infrastructure provision, IT services, email delivery services, auditing services and other similar services to enable them to provide services.
• If you request information from vendors so that they (or so that third parties who provide similar services) can provide you with information about their products and services. We are not responsible or liable for vendors’ use of your Personal Information.
• If you choose to download a white paper, eBook, or other resource, to our clients, partners and current and future sponsors of that resource. If you do not want to be contacted by these third parties, please do not download, view, or otherwise access the materials.
• If you post your resume on the Site and elect to permit it to be searched by potential employers and staffing agencies, to these potential employers and staffing agencies. We do not control the use and disclosure of Personal Information by these potential employers and staffing agencies. While it is our goal that only employers or staffing agencies will gain access to Personal Information in resumes, we cannot guarantee that no other persons or entities will gain such access. WE ARE NOT RESPONSIBLE FOR THE USE OR DISCLOSURE BY OTHERS OF ANY PERSONAL INFORMATION YOU DISCLOSE IN YOUR RESUME.
• To third party sponsors of sweepstakes, contests, and similar promotions
• If you choose to send messages through the Site, to identify you as the sender to the recipient indicated by you. We will ask you for such recipient’s name and email address and we store both email addresses for the purpose of sending such message.
• As we believe to be necessary or appropriate: (a) under applicable law, including laws outside your country of residence; (b) to comply with legal process; (c) to respond to requests from public and government authorities including public and government authorities outside your country of residence; (d) to enforce our terms and conditions; (e) to protect our operations or those of any of our affiliates; (f) to protect our rights, privacy, safety or property, and/or that of our affiliates, you or others; and (g) to allow us to pursue available remedies or limit the damages that we may sustain.

Non-Personal Information

Non-Personal information is any information that does not reveal your identity. We may collect non-personal information, including:

• Information contained in your web browser
• Information collected through cookies, pixel tags, and other technologies
• Demographic information or similar data and information provided by you

We collect non-personal information via cookies, pixel tags, and other technologies. Cookies are small pieces of data sent from a website and stored in the user’s web browser, utilized for technical purposes such as web analytics. By using insurance-pay.com, you acknowledge that we use cookies and consent to our use of cookies. Our web analytics are primarily performed using Google Analytics, a tool provided by Google, Inc.

Advertising cookies allow users to remain anonymous because they do not contain personally identifiable information. However, these cookies do permit advertisers to make ads more relevant to the user’s interests. Advertising cookies are sometimes referred to as third-party cookies because they track navigation and publish ads on behalf of third parties. For more information about Google Analytics and its uses, check Google’s privacy policy at http://www.google.com/intl/en/analytics/privacyoverview.html.

IP Addresses

Your “IP Address” is a number that is automatically assigned to the computer that you are using by your Internet Service Provider (ISP). An IP Address is identified and logged automatically in our server log files whenever a user visits the Site, along with the time of the visit and the page(s) that were visited. Collecting IP Addresses is standard practice on the Internet and is done automatically by many web sites.

We use IP Addresses for purposes such as calculating Site usage levels, helping diagnose server problems, geographic mapping and administering the Site. We may also use and disclose IP Addresses for all the purposes for which we use and disclose Personal Information. Please note that we treat IP Addresses, server log files and related information as Non-Personal Information, except where we are required to do otherwise under applicable law.

Links to Third Parties

This Privacy Policy does not address, and we are not responsible for, the privacy, information, or other practices of any third parties, including any third party operating any site to which this Site contains a link or a widget on our site. The inclusion of a link on the Site does not imply endorsement of the linked site by us or by our affiliates. We may also utilize framing techniques that may make it appear that you are still on the site when you are actually on a third party web site. Please be aware that you are providing your Personal Information to these third parties and not to us.

Security

We use reasonable technical, administrative, and physical safeguards to protect the information under our control. Unfortunately, no data transmission over the Internet or data storage system can be guaranteed to be 100% secure. We cannot guarantee the security of the information transmitted to or by us via email or web pages, so please be mindful of this when you communicate with us through those means. Please immediately notify us if you become aware that your information may be at risk, such as in the event of a lost or stolen password.

Choices and Access

You may stop all collection of data by the Site by not accessing the Site. Additionally, we provide you with many choices regarding our use and disclosure of your Personal Information for marketing purposes. If at any time you wish to stop receiving marketing-related communications from us, please let us know via the unsubscribe mechanism contained in each marketing email message.

If you would like to review, correct, update, suppress, delete or otherwise limit our use of your Personal Information, please contact us at support@insurance-pay.com. We will try to comply with your request as soon as reasonably practicable.

Changes to This Privacy Policy

We reserve the right to change this Privacy Policy at any time. Changes to this Privacy Policy will become effective when posted. Your use of the Site following these changes means that you accept the revised Privacy Policy.

Contact Us

If you have any questions about this Privacy Policy, please contact us at support@insurance-pay.com.